The State Of Fraud And Abuse In The UK & EMEA 2025

Ecommerce in the UK and Europe continues to grow—but so does fraud. Signifyd’s latest report, The State of Fraud and Abuse in the UK & EMEA 2025, uncovers how evolving economic, geopolitical, and consumer forces are reshaping risk across the region.

Key insights include:

  • 46% increase in fraud pressure by merchandise value year-over-year
  • First-party fraud—false claims like “item not received”—spiking up to 70%
  • Cybercrime rings targeting major retailers, costing billions in lost value
  • Buy Now, Pay Later risks amid new regulations set to reshape checkout
  • Fraud and abuse trends across industries from luxury goods to electronics

As agentic commerce takes hold, separating “good bots” from bad actors will define the future of trust in digital commerce.



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